You'll additionally get a free copy of your credit score report -- verify it and stay involved with the credit bureaus until they right any fraudulent fees or accounts you discover there. Bank card corporations limit your liability on fraudulent purchases, and you can dispute false charges. A financial savings account that has no checks issued and isn't linked to any debit card can be much tougher for a thief to gain entry to. If you keep a big amount of money in your main checking account, then all that money is weak if somebody steals your debit card or writes checks in your identify. If you send mail, use safe, opaque envelopes so no one can read account numbers or spot checks simply by holding them as much as the light. Only use ATMs in secure, effectively-lit locations, and don't use the machine if somebody is standing too close or looking over your shoulder.

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